Analysis of Mudharabah, Musyarakah and Ijarah Partially to Return on Assets (ROA) in Islamic Banks
- Prosiding Internasional
- Tetep Tetep, Hermansyah Hermansyah, Dodi Supriyanto, Nizar Alam Hamdani
- Advances in Economics, Business and Management Research, volume 657 6th Global Conference on Business, Management, and Entrepreneurship (GCBME 2021),
Abstrak
The purpose of this study is to analyze the effect of partial mudharabah, musharaka, and ijarah on Return on Assets
(ROA) in Islamic banks. This study used the explanatory research meth research method which means that the research
seeks to explain and highlight the relationship between the variables contained in the study and explain the effect of the
independent variables on the dependent variable, in addition to testing the proposed hypothesis. Based on the partial
test, the results show that mudharabah has a positive and insignificant effect on Return on Assets (ROA), while
musharakah shows a significant negative relationship. Also, ijarah has no relationship and is not significant. Based on
simultaneous testing, the results obtained that mudharabah, musyarakah, and ijarah together have a positive relationship
and have a significant effect on Return on Assets (ROA).
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